Renting With No Rental History in Pittsburgh: A Practical Guide for First-Time Renters

For first-time renters, the apartment search can feel like a catch-22. You need a rental history to get an apartment, but you need an apartment to build a rental history. In Pittsburgh, however, a new city ordinance has made this process significantly easier for applicants without prior rental experience. Landlords can no longer reject applicants solely because of a gap in rental history or a lack of previous rental experience.

That said, you still need to present a strong application to compete with other renters. This guide explains what Pittsburgh landlords look for and how to build a compelling case even without a rental history.

What Pittsburgh’s New Law Means for First-Time Renters

In 2025, Pittsburgh City Council passed an ordinance adding “housing status” as a protected class. This means landlords cannot use a lack of rental history or a history of homelessness as the sole reason to deny your application.

Here’s what the law means for you:

  • No blanket denials: Landlords cannot automatically reject you for having no prior rental experience.
  • Fair screening: Landlords must apply neutral screening criteria (income, credit, and background checks) consistently.
  • You can still be denied: If your income or credit does not meet the landlord’s stated criteria, you can still be turned down. The law does not require landlords to accept every applicant, only that they cannot use your lack of history as the decisive factor.

If you believe you have experienced housing discrimination based on your housing status, you can file a complaint with the Pittsburgh Commission on Human Relations.

What Landlords Look For Instead

Since landlords cannot rely on a lack of rental history as a reason for denial, they focus on other indicators of reliability. Most Pittsburgh landlords evaluate applicants based on:

Income. The standard requirement is that your gross monthly income must be at least 3 times the monthly rent. Some landlords require 3.5 times the rent. Each adult must typically qualify individually; combined incomes may not be accepted.

Credit score. A score of 650 is preferred by many landlords, but scores of 600 or higher are often considered. If your score is below 600, you may still be approved with a co-signer or a higher security deposit.

Employment history. Landlords generally want to see at least one year of employment history. New hires can submit an official job offer letter along with proof of previous employment.

Background check. Most landlords run credit, criminal, and eviction checks.

Renters insurance. Many landlords require renters insurance with liability coverage.

How to Build a Strong Application

Here are practical strategies to compensate for having no rental history:

Offer a higher security deposit. A larger deposit reduces the landlord’s risk and demonstrates your commitment. Some landlords may accept an increased deposit in place of a rental reference.

Find a co-signer. A co-signer with strong credit can strengthen your application. They are legally agreeing to pay the rent if you cannot.

Provide character references. If you have no landlord reference, ask professors, employers, or professional acquaintances to vouch for your reliability and character.

Write a letter to the landlord. Explain your situation honestly. Tell them why you have no rental history and highlight your financial readiness.

Look for private landlords. Smaller, independent landlords are often more flexible than large property management companies and may be more willing to work with first-time renters.

Consider a roommate. A roommate with an established rental history can balance out your application. Landlords typically look at combined rental experience and income.

Prepare a complete application. Have all your documents ready: pay stubs, tax returns, bank statements, and employment verification. A polished, complete application makes a strong impression.

Key Takeaways

StrategyWhy It Helps
Higher security depositReduces landlord’s risk
Co-signerProvides financial backup
Character referencesVouches for your reliability
Landlord letterExplains your situation
Private landlordMore flexible criteria
Complete applicationShows professionalism

Having no rental history is not a barrier to renting in Pittsburgh, thanks to the city’s Housing Status Ordinance. By preparing a strong application and using these strategies, you can secure your first apartment and start building the rental history you need for future moves.

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